Axis Bank

Airtel Axis

CashbackBills

Apply on bank site

Checked 2 Oct 2026 ·

Annual fee₹500+ GST

Forex markup3.5%

Interest3.75%a month

NetworkVisa / Mastercard

You earn

28 Aug 2026Gift cards, tolls and road/bridge fees no longer earn rewards; late fee ₹1,300 above ₹50,000

12 Apr 2026Airtel 25% and utility 10% now capped at 2× and 1× your base cashback

See what it pays back on your spending, after the fee.Run the numbers

All the fine printEvery detail from the bank's documents, in one place

Rewards asCashback, plus 'value back' as partner wallet credit

Base rate1% on other spends, no cap

Higher rates

Airtel bills: 25% on Airtel mobile, broadband, WiFi and DTH bills paid in the Airtel Thanks app
Utilities via Airtel Thanks: 10% on other utility bills (electricity, gas etc.) paid in the Airtel Thanks app
Zomato, Blinkit, District: 10% value back on Zomato, Blinkit and District Movies with coupon code (online card payment, not UPI)

Limits

25% rate: capped at 2× the 1% cashback you earn that statement month
10% utilities: capped at 1× the 1% cashback that month
You only get the Airtel rates if you also spend in the 1% category
Value back: up to ₹200 a month per partner; minimum order ₹499 on Zomato and Blinkit
Cashback rounded down per transaction

Doesn't earn on

Cash, financial institutions, fuel, rent, wallet, jewellery, insurance, education, government, gift cards, tolls; utility/telecom paid outside Airtel Thanks
EMI and purchases converted to EMI; fees

Where it landsCashback to your card 3 days before the next statement; value back to the Zomato/Blinkit/District wallet on delivery